Everywhere you look there are guides for getting out of debt and step by step processes you can follow to help you get your finances in order. We’ve given a number of methods for getting out of debt, along with the step by step details – in this article, we’re going to give you a number of TIPS to eliminate debt. They aren’t in any order, and it’s not a step by step guide, but you should find ideas for getting out of debt here. If you have tips that haven’t been covered here, please leave them in the comments!

# Spend less than you earn.

# Use cash for better budgeting, and stop using debit cards and credit cards.

# Create a plan to get out of debt for better results than just sending money to your accounts randomly.

# Know exactly how much you owe, keep track of it in a spreadsheet or notebook and update it each time you make a payment. Continue reading →