A. Definition
Pursuant to section 246 zan Watboek Koophandel (Book Trade Act) that insurance is one where the parties dimaksuddengan loans persetuan promises that are sure to receive cash bonuses, peganti losses, which may be suffered by the guarantee effects of events that are going to happen is clear.
According to Fuad Mohd. Fachruddin that insurance is a contract-fortune. Previously, explained the definition of insurance in accordance with law 246 of the element of the book.
B. Various kinds Insurance
Insurance available to countries in the world is uneven. This is due to various things that are insured. For clarity, the following types of insurance.
a. mutual insurance
for mutual insurance are a few give the right is seen the true intention of easing the burden or the release of one of them as an accident. If the money was obtained, maintained swore again in preparation for the next and so on.
b. Safe
commercial insurance is the same boat a few people who accept a shared responsibility of Dala to bear the losses it had suffered one of its members. Apababila hurt them a group member who has promised that all those who joined in an agreement to carry the burden of losses tersdebut was taken by the charity (contributions) have been identified on the basis of cooperation to mitigate friend semasyarakat.
C. Government Insurance
government is to guarantee insurance payments for damage caused to any person who suffers from a time when the occurrence of an event that gaps merugiakan regardless of benefits, including menaggung government because the money collected as taxes and Insurance is cheaper than the payment of loss should be given to the patient diwatu loss occurred. Government is oblligator insurance or coercion and implemented by agencies were determined for each goal.
of Life Insurance
The purpose of life insurance is insurance for the souls of those who subscribe to the soul of another, Insurance (asuras) undertook to pay money to the person named in the police if the guarantee (the bear) or died after spending a certain period.
e. Insurance Council of risks arising
insurance risk insurance against loss by certain circumstances in life insurance for the damage a person’s self-destruction, like the eye of insurance, insurance, ears, arms, insurance, or insurance for specific diseases. Insurance is done mainly by industrial workers who face a variety of accidents in the meninaikan task.
f. The risk of liability insurance
The purpose of insurance against liability insurance that is being waged against objects, such as home insurance, business, cars, planes, boats, motors, and others. In the RPP dipaksaan safe in the car.
read more…